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Owner-operator planning tool
Compare the estimated cost of a financed purchase with a lease, including taxes, depreciation, equity, and your end-of-term option.
Your estimated comparison
Based on the assumptions above. Service, insurance, downtime, and contract fees are not included unless they are already part of your quote.
| Cost item | Buy | Lease |
|---|---|---|
| Periodic payment | — | — |
| Cash paid in period | — | — |
| Tax savings estimate | — | — |
| End value / equity | — | — |
| After-tax net cost | — | — |
Break-even insight will appear here.
Illustrative estimate only. Tax treatment, depreciation eligibility, financing terms, maintenance, insurance, fees, and truck value vary. This calculator is not financial, tax, or legal advice. Review your actual contracts with qualified advisers.
